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Welcome To The Blog


Credit Myths and Misconceptions
Credit myths and misconceptions are plentiful. Don't let incorrect information influence your credit. Below are examples of some common...

Therese Tutag
Apr 11, 20242 min read


You only need 1% down payment to purchase a home!
Call me to see if you or someone you know can qualify! Therese 586.822.1580 ttutag@gmail.com

Therese Tutag
Apr 2, 20241 min read


Happy New year! Click below for the latest Mortgage News and rate information!
https://www.mortgagenewsdaily.com/news/01032024-mortgage-application-volume

Therese Tutag
Jan 4, 20241 min read


Good news for 2-4 multi unit properties!
This Conventional loan update got buried in Fannie Mae's other bulletins, and it's worth calling out. If you're not yet familiar with...

Therese Tutag
Oct 23, 20232 min read


Understanding Common Types of Mortgage Loans
There are many different types of mortgage loans. It’s important that you understand your options and the different factors you’ll want...

Therese Tutag
Jul 27, 20233 min read


Saving for a Down Payment? Here’s What You Need To Know.
If you're planning to buy your first home, then you're probably focused on saving for all the costs involved in such a big purchase. One...

Therese Tutag
Jun 19, 20232 min read


The Power of Pre-Approval
If you’re buying a home this spring, today’s housing market can feel like a challenge. With so few homes on the market right now, plus...

Therese Tutag
Apr 24, 20232 min read


Your Tax Refund Can Help You Achieve Your Homebuying Goals
Have you been saving up to buy a home this year? If so, you know there are a variety of expenses involved – from your down payment to...

Therese Tutag
Apr 12, 20232 min read


Homebuyer Activity Shows Signs of Warming Up for Spring
The spring season appears to be warming up in housing as more and more buyers enter the market. And after rising mortgage rates sidelined...

Therese Tutag
Apr 10, 20232 min read


Trying To Buy a Home? Hang in There.
We’re still in a sellers’ market. And if you’re looking to buy a home, that means you’re likely facing some unique challenges, like...

Therese Tutag
Apr 10, 20232 min read


What You Should Know About Closing Costs
Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are...

Therese Tutag
Feb 13, 20232 min read


Why a Pre-Approval Is a MUST for home buyers!
If you’re planning to buy a home this year, you might have heard that pre-approval is a necessary step to take before starting out on...

Therese Tutag
Jul 19, 20222 min read


Should I Rent or Should I Buy?
Some Highlights It’s worth considering the many benefits of home ownership before you make the decision to rent or buy a home. When you...

Therese Tutag
Jul 19, 20221 min read


Should I Buy a Home Right Now?
If you’ve been thinking about buying a home, you likely have one question on the top of your mind: should I buy right now, or should I...

Therese Tutag
Jul 13, 20222 min read


Why Rising Mortgage Rates Push Buyers off the Fence
If you’re thinking about buying a home, you’ve probably heard mortgage rates are rising and have wondered what that means for you. Since...

Therese Tutag
May 17, 20223 min read


Are There More Homes Coming to the Market?
According to a recent survey from the National Association of Realtors (NAR), one of the top challenges buyers face in today’s housing...

Therese Tutag
May 16, 20222 min read


How mortgage rates affect your home purchasing power
If you’re planning to buy a home, it’s critical to understand the relationship between mortgage rates and your purchasing power....

Therese Tutag
May 16, 20222 min read


Click the link below to download your free copy of the Seller's Guide-Spring 2022 edition.
https://www.mykcm.com/scripts/guide/?contactId=411813&g=seller&force=cur

Therese Tutag
May 16, 20221 min read


Click the link below to download your free copy of the Spring 2022 Home Buyer's Guide.
https://www.mykcm.com/scripts/guide/?contactId=411813&g=buyer&force=cur

Therese Tutag
May 16, 20221 min read


What To Expect as Appraisal Gaps Grow
In today’s real estate market, low inventory and high demand are driving up home prices. As many as 54% of homes are getting offers over...

Therese Tutag
Jun 29, 20212 min read
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