Stop Dreaming and take action now! Don't keep listening to all the negative "noise" out there, that home prices are out of reach for 1st time homebuyers. First of all you only need a 3% down payment on the purchase price for a standard mortgage and 0% if it's in a rural area or you have veteran's benefits. Here's what I'll tell you and my best advice....don't expect to buy a $300,000-$400,000 and stop looking at them! If you truly are just starting out, understand you really

Existing-home sales picked up in May, rising to their highest level since December as improving affordability and steady household income gains continued to support demand. Sales increased 3.2% from April to a seasonally adjusted annual rate of 4.17 million, and were also 3.2% higher than a year ago. “More Americans are on the move,” said NAR Chief Economist Lawrence Yun, noting that sales reached their strongest pace since December. He said improving affordability is helping

Many scenarios for refinances and FHA Purchases are in the mid to high 5 percent range!

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Call for your quote! Each transaction is different so many rates are in the 5's too! It's a well-known fact that the monthly jobs report...

Your credit history is one of the main factors a lender evaluates when considering whether to approve your application for a mortgage...

Lender kicks in the additional 2% of down payment (up to $7,000) for a total of 3% down

From Credit Karma: In a Nutshell VantageScore Solutions and FICO create credit-scoring models that use consumer credit data to generate...

Student loans can impact your ability to get a mortgage because they can affect your debt-to-income (DTI) ratio and your credit score. ...

Mortgage rates were already in line with the lowest levels since December 18th by last Thursday. They dropped to the best levels since...

Another purchase deal closing quick! Home inspection done this past Saturday, full appraisal inspection Monday, Appraisal in over value...

The jobs report that came out at the beginning of October was a big wake up call for interest rates . Up until then, the prevailing...

Homeowners with mortgages saw their equity increase by a total of $1.5 trillion year over year during the first quarter of 2024,...

Realtor.com: Homeowners benefit as per-square-foot appreciation more than doubles inflation According to housing figures from...

When you buy a home, there are several upfront costs to consider beyond your monthly mortgage payment. Typically, the largest of these...