Review your income, expenses, debts, and credit score to determine how much home you can afford.

A pre-approval shows how much a lender will loan you and strengthens your position when making an offer.

Choose a trusted agent who understands your needs and will guide you through the process.

Work with your agent to tour homes that fit your criteria and budget.

Your agent will help you submit a competitive offer based on market conditions.

A professional inspection identifies any issues and helps you make an informed decision.

Your lender will order the appraisal, if required, to ensure the property is worth the price you have agreed to pay for it.

Submit required documents, complete underwriting, and receive final loan approval.

Sign your loan documents, pay closing costs, and officially become a homeowner!

Celebrate your achievement and start making your new house a home!